If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| Illinois National Bank Savings Account |
1.51%
Date: May 7, 2012
|
| Midland Community Bank 2 Year CD Account |
1.06%
Date: May 2, 2012
|
| Bank of Springfield 2 Year CD Account |
1.01%
Date: Apr 25, 2012
|
| Tuscola National Bank 2 Year CD Account |
0.95%
Date: May 15, 2012
|
| Jacksonville Savings Bank 2 Year CD Account |
0.95%
Date: May 11, 2012
|
| Adm Credit Union 2 Year CD Account |
0.95%
Date: May 7, 2012
|
| The First National Bank of Arcola 2 Year CD Account |
0.80% to
0.70% Date: May 16, 2012
|
| Prairie National Bank 6 Month CD Account |
0.45% to
0.40% Date: May 14, 2012
|
| Shelby County State Bank 6 Month CD Account |
0.40% to
0.35% Date: May 10, 2012
|
| Adm Credit Union 6 Month CD Account |
0.75% to
0.40% Date: May 7, 2012
|
| Marine Bank, Springfield 12 Month CD Account |
0.40% to
0.35% Date: May 4, 2012
|
| Prairieland Credit Union 6 Month CD Account |
0.40% to
0.30% Date: May 4, 2012
|
