Top Decatur Mortgage Rates This November
Have falling home values enticed you into buying a new house? Current prices may be low, but don’t forget to research Decatur mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.
Current Best Mortgage Rates in Decatur, IL
Depending on the kind of home loan you go with, the interest rates offered will vary. However, whether you end up with a adjustable or fixed rat, there is a lender with an affordable interest rate in Decatur for you. Below are the local lenders currently providing the best mortgage rates this month:
Best Fixed Mortgage Rates in Decatur
15-Year Fixed
- Hickory Point Bank & Trust, FSB: 3.25%
- No Orig. Fees
- Points: 0
- Quicken Loans Inc: 3.25%
- No Orig. Fees
- Points: 1.75
- Busey Bank: 3.25%
- No Orig. Fees
- Points: 0
30-Year Fixed
- Quicken Loans Inc: 3.99%
- No Orig. Fees
- Points: 2
- Hickory Point Bank & Trust, FSB: 4%
- No Orig. Fees
- Points: 0
- Land of Lincoln Credit Union: 4%
- No Orig. Fees
- Points: 0
Lowest Decatur ARM Rates
3/1 ARM
- PNC Bank, National Association: 2.5%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Citizens Equity First Credit Union: 2.63%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Busey Bank: 2.75%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
5/1 ARM
- PNC Bank, National Association: 2.63%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Citizens Equity First Credit Union: 3%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Busey Bank: 3.25%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
Please note that these mortgage rates are accurate as of November 2011, but may change at any time. Additionally, borrowers may be subject to additional requirements or credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.
